Mortgage Osearch Loans Rsearch- Loans O Szh Ms House asearchc Fap O Mortgage fsearche Mortgage Loans z Mortgage searchse Mortgage r Fap a Fap L Mortgage as Loans asearch psearchH House us Fap House Szh a Fap useac Fap essearchachs Szh asearchc Szh Loan erc Loans a Mortgage 2fsearchemo Houseloanmortgageloans t Szh a Houseloanmortgageloans es searchoa House a Loan c Mortgage TMrg Fap gsearch searchs Szh a Fap ch Mortgage s Loan a House c Houseloanmortgageloans E Houseloanmortgageloans N 2fremortgages 2 2fremortgages r Szh mr Loans g Szh g Mortgage s House X Fap ea Mortgage csearch¡sacsearchJ Mortgage orsearchg Mortgage ge
20

REGULAR HOUSING PROGRAM
What are the procedures involved in the preparation and implementation of
regular low-cost housing projects?
The step-by-step procedures to be observed are as follows:
1. Data
gathering
? Identification of intended beneficiaries, determination of existing supply
and demand including required and available resources (land,
infrastructure, finance, labor, building materials)
2. Site
Selection
3. Engineering
Details
? Development or schematic plan (road layout, gradient, typical roadway
sections and road easements or right-of-way, etc.)
? Vicinity plan, lot plan and layout
? Topographic or survey plan to include boundary lines, technical
descriptions, elevation, significant features, etc.
? Proposed public improvement including existing land use.
4.
Preparation of Project Feasibility Study
5.
Approval of the project includes permitting requirements
6. Project
Implementation
? Overall implementation strategy (identification of critical activities. Use
of PERT-CPM to identify reasonable time frame of the project)
? Project schedule (time, resources requirement and activity)
? Management structure (define communication flow and scope of
supervision)
? Fund management (budgetary control)
7. Sale/Award

? Disposition of house and/or lot packages
? Loan arrangement (cost recoverable mechanism)
8.
Monitoring and Evaluation

Establish initial program plan and base information
? Collect data
? Compare actual data with plan data
? Identification of issues requiring decision
9. Evaluation
Report
? Project background information
? Scope and methodology of evaluation used
? Findings, conclusion, and recommendation

21


LGU-NHA JOINT VENTURE UNDERTAKING

What are the procedures involved in the preparation and implementation of

LGU - NHA joint-undertaking housing project?

1. Pre Project Implementation Phase

? LGU submits project proposal/feasibility study to NHA
? NHA conducts evaluation, assessment and verification on the following:
Classification of municipality, income and housing need profile;
Suitability of land
Market profile
Contribution of LGU
? Proposal submitted for consideration of the NHA Board Directors.

2. Project Approval (process shall follow the NHA standard procedures)

3. Project Implementation (governed by the provisions of the agreement)

4. Project Financing and Cost Recovery

? Recovery of project funds is through home buyers financing (HDMF or other
similar financing programs)
? Pricing of housing unit includes land acquisition and development, housing
construction cost, overhead and financing charges

5. Beneficiary Selection (should be undertaken by the LGU)

6. Project Completion

? Operation and maintenance by the LGU

22

PERMITS, CLEARANCES, APPROVALS FOR PROJECTS

What are the procedures to be followed in acquiring the required permits,

clearances or approvals from the concerned agencies?

The step-by-step procedures to be observed are as follows:

1.
Department of Agrarian Reform (DAR) Clearance

The following are the required documents:

? Certified copy of Title (OCT/TCT) and/or other legal documents
establishing land ownership.
? Department of Agriculture (DA) certification that the land has ceased to
be productive economically and agriculturally.
? LGU Certification that the project is inside the proper zone (land use
plan/zoning ordinance)
? Proposed project site characterization outline (project details,
environmental settings, mitigation measures)
? Cadastral/vicinity map
? Photographs of the project site

2.
Department of Environment and Natural Resources ¨C Environmental
Management Bureau (DENR¨CEMB) Approval

? The LGU shall prepare and submit an Initial Environment Examination
(IEE) for Community Housing Projects to EMB

3. Sanggunian
Approval

? Upon completion of the required clearance and documents, the proposed
project shall, then, be submitted to the Sanggunian for deliberations
and approval.

4.
Department of Environment and Natural Resources ¨C Land Management
Bureau (DENR-LMB) Verification and Approval

? Approved subdivision plan, surveys and technical descriptions of the
project for title verification.


5. Housing and Land Use Regulatory Board (HLURB) Certificate of
Registration and License to Sell

The LGU shall accomplish the following documents as per HLURB
requirements:

23


? TCT/OCT duly stamped with original marking ¡°certified true copy¡±
? LGU¡¯s audited balance sheet and financial statement
? Authority (certification) to engage in the development and selling of the
subject property
? Copy of brochure, circular, prospectus, advertisement or communication
used
? Sample copy of Contract to Sell or Award
? Environmental Compliance Certificate (ECC) or Certificate of Exemption
issued by the DENR-EMB)
? Approved/verified survey plan
? Approved subdivision Plan

6. Land Registration Authority (DOJ-LRA) and the Register of Deeds¡¯
Registration of Title

The LGU shall then apply for registration of title before the Land
Registration Authority (DOJ-LRA) and the Register of Deeds with the
following accompanying documents:

? Original plan approved and certified by the Office of the Regional
Director
? Property technical description
? Surveyors certificate
? Assessed value of the property
24


? ANNEX A


(A STANDARD FORMAT OF THE ESTABLISHING MUNICIPAL URBAN DEVELOPMENT AND
HOUSING BOARD)

RESOLUTION NO. ___
(Series of 2002)

A RESOLUTION ADOPTING THE ENACTMENT OF A MUNICIPAL ORDINANCE CREATING THE
¡°MUNICIPAL URBAN DEVELOPMENT AND HOUSING BOARD OF THE MUNICIPALITY OF
___________ PROVINCE OF __________________.

WHEREAS, Section 9, Article XIII of 1987 Constitution provides that the State
shall by law, and for the common good undertake, in cooperation with the private sector,
continuing program of urban land reform and housing which will make available at
affordable decent housing and basic services to underprivileged and homeless citizens in urban
centers and resettlement areas. It shall also promote adequate employment opportunities to
such citizens. In the implementation of such programs, the State shall respect the rights of
small property owners.
WHEREAS, Section 17, Republic Act 7160, provides that LGUs shall endeavor to be self-
reliant and shall continue exercising the powers and discharging the duties and functions
currently vested upon them x x x as are necessary, appropriate or incidental to efficient and
effective provision of basic services and facilities enumerated herein xxx (viii) Programs and
projects for low-cost housing and other mass dwelling, except those funded by the SSS, GSIS
and the HMDF; Provided that national funds for those programs and projects shall be
equitably allocated among the regions in promotion to be ration of the homeless to the
population xxx).
WHEREAS, Section 18, Republic Act 7160, provides that LGUs shall have the power and
authority to establish an organization (underscoring supplied) that shall be responsible for the
efficient and effective implementation of their development plans, programs objectives and
priorities: xxx to acquire, develop, lease, encumber, alienate or otherwise dispose of real or
personal property held by them in their propriety capacity, and to apply their resources and
assets for productive, developmental, or welfare purpose, in the exercise or furtherance of
their governmental or proprietary powers and functions;
WH
,
EREAS Republic Act 7279, provides for a decent shelter to the underprivileged and
homeless citizens in urban areas and resettlement areas whose lives are generally marked by
economic insecurities and whose occupancy on the land is uncertain.
WHEREAS, as provided in the Presidential Executive Order No. 45 dated October, 2001
Prescribing Time Periods for Issuance of Housing Related Certific t
a ions, Clearances and
Permits, and Imposing Sanctions for Failure to Observe the Same, the government is
committed to reducing the period for processing of housing related documents and has
directed the concerned agencies to designate responsible officers at the Regional Level with
sufficient authority to accept, process, and dispose of applications for housing related
certifications, clearances, or permits;
WHEREAS, The Municipal Government of _______, recognizes the necessity or creating
a MUNICIPAL URBAN DEVELOPMENT AND HOUSING BOARD¡± that will oversee not only in the
implementation of a different housing programs in a specific barangay, either it be by local,
provincial or national government and of other agencies for the urban and rural poor and other
bonafide residents of the municipality who are homeless, but also to act as ONE STOP SHOP
HOUSING PROCESSING CENTER;
25


WHEREAS, the significance of creating the ¡°MUNICIPAL URBAN DEVELOPMENT AND
HOUSING BOARD¡± as opportunely mandated is highly needed as it shall be responsible in
taking changes and shall be tasked in the formulation of policies relative to shelter and
different housing programs of this municipality;
NOW THEREFORE, on motion of Hon. _____________________ and duly seconded by
Hon. ______________________, be it;

RESOLVED, as it is hereby resolved to enact the following ordinance, to wit:

MUNICIPAL ORDINANCE NO. ___
AN ORDINANCE CREATING THE MUNICIPAL URBAN DEVELOPMENT AND HOUSING BOARD OF
THE MUNICIPALITY OF _____________, PROVINCE OF ___________
SECTION 1. TITLE : AN ORDINANCE CREATING THE MUNICIPAL URBAN DEVELOP MENT AND
HOUSING BOARD OF THE MUNICIPALITY OF _____________PROVINCE OF _______________
SECTION 2. DEFINITION OF ROLE/FUNCTIONS:
ROLE:
The Board shall be the policy making body on shelter and housing Programs and
to act as the ONE STOP SHOP HOUSING PROCESSING CENTER of the municipal
government of _____________________________
FUNCTIONS:
a. Ensure the creation of the Municipal Urban Development and Housing Office
(MUDHO)/Task Force/Unit/ or Team directly responsible under the Office of
the Municipal Mayor.
b. Recommends all proposals for the budgetary requirements pertinent to the
operation of the Municipal Development and Housing Office/Task
force/Unit/Team.
c. Promulgate policies/guidelines pertinent to the implementation of the Local
shelter and housing programs in accordance with RA 7279.
d. Approve/disapproves the Comprehensive City/Municipal Shelter Plan
submitted by the City/Municipal Development and Housing Office/ Task
Force/Unit/Team.
e. To act as One Stop Housing Processing Center to process all housing related
permits, clearances and certifications, but not limited to land-use
reclassification, development permits, locational clearances and other
housing related activities..
f. Recommends for approval of the Sangguniang Bayan the certifications,
clearances, development permits and other housing related activities of a
project proponent (s).
g. Recommends for approval of the Sangguniang Bayan the Comprehensive
Land Use Plan (CLUP).
h. Ensures the creation of the Community-Based Housing Coordinating
Committee and its implementing guidelines.
i. Advises the Sangguniang Bayan on matters of local taxation which may
affect the local government¡¯s different community-based housing programs.
j. Recommends for the approval of the Local Chief Executive (LCE) partnership
agreements with any other government housing or private entity or
organizations, including but not limited to the following programs: Housing
26


Production Assistance, Resettlement Development, Local Housing and Cost
Recoverable Joint Venture.
k. Recommends for approval of the Sangguniang Bayan the accreditation any
Community Housing Associations (CHAs) on any related housing projects and
other private originators for CMP.
l. Recommends for approval of the Local Chief Executive and or the
Sangguniang Bayan hiring of consultants in various housing related activities
not limited to preparation of Comprehensive Land Use Plan but also of
technical assistance of implementation of different housing programs and
preparation of comprehensive shelter plan of the city/ municipal
government.
m. Acts as CMP originator and enabler of any different housing projects;
n. Recommends for the approval of the Local Chief Executive agreements with
any government or private entity for the conduct of proper planning
sessions, training, seminars, conferences and capability building in any
housing related activities or issues;
o. Authorize the City/Municipal Treasurer, as the case may be, to disburse
funds from the Special Housing Trust Funds to the board approved
appropriation prepared in accordance with applicable existing rules and
regulations.
p. Serve as Advisory Committee to the Sangguniang on Urban Development
and Housing Programs such as, but not limited to, necessity of local
appropriations for the use of the Urban Development and Housing Programs.
q. The office of the MPDC shall serve as the Housing Coordinator/ Officer under
the Office of the Mayor in temporary capacity until such time that the
Municipal government is already capable of hiring a permanent and qualified
housing coordinator/officer.
SECTION 3. COMPOSITION: The Municipal Urban Development and Housing Board shall be composed
of the following:
Chairman: Mayor
Co-Chairman: Chairman, Land Use and Housing Committee of the Sangguniang Bayan
Members: Municipal Planning and Development Coordinator (MPDC)
Municipal
Engineer

Municipal Urban Development and Housing Coordinator/ Officer

Municipal Social Welfare and Development Officer

Municipal Environment and Natural Resources Officer (MENRO)
DILG
representative
and/or ABC President

Local Commission on Audit (COA)

Representative of Key Shelter Agencies (KSA)